… on your account balance when you deposit RM1,000 monthly into your, For the full Terms and Conditions please click, I confirm that I have read and I agree with the. Age 18 and above; Malaysians, Malaysia PRs and foreigners; How to apply. Visit here for more info. Deposit RM1,000 Monthly with No Withdrawals. OCBC Booster Account OCBC Booster Account gives your savings a boost of up to 3.10% p.a. Grow your wealth with high interest rates from OCBC Malaysia's saving accounts, fixed deposit (FD) accounts or islamic accounts. Best to apply online & open an account now. “Promotion Period” means from 2 November 2020 to 30 January 2021, both days inclusive. If you or your friends are currently using savings accounts such as the DBS Multiplier, OCBC 360, or UOB One, you already know what high interest savings accounts are - they typically offer significantly higher interest rates of 1-2% per year as compared to a bank’s typical 0.05% p.a. The OCBC 360 savings account was once a popular choice for young working adults, but its lowered interest rates and tiered system make it less user-friendly now. … OCBC iQ SmartSavers Account (“iQ SSA”) 3.2.1. EXPLORE OUR PRODUCTS FOR YOU. ... Connect your smart contracts to powerful cryptocurrency and FX data with Alpha Chain Chainlink nodes, and data API. The rate of 0.40% is 0.14% higher than the average 0.26%. EasiCredit. FRANK Account is limited to two joint account holders. New customers can apply for a new OCBC Bonus+ Savings Account online with MyInfo, then register their participation online. Age 18 and above; Malaysians, Malaysia PRs and foreigners; How to apply. What Makes OCBC Bonus+ Savings Account Stand Out. © Copyright OCBC Bank (Malaysia) Berhad (199401009721 / 295400-W), Protected by PIDM up to RM250,000 for each depositor, Conditions Save every month with easy access to your money Enjoy a high profit rate of 2.80% p.a. If your daily savings account balance falls below the stated minimum by your bank, you may be charged a fall below fee of S$2 or S$5. Privacy, Total amount deposited in account every calender month, Terms and Conditions Governing the SmartSavers Account, Product Information Sheet for SmartSavers Account, Product Information Sheet (For SmartSavers Junior Account). Asked on 03 Mar 2020. Earn interest on your savings: Amount in account: Interest rate: Entire account balance: 0.05% a year: Amount in account: Entire account balance: Chinese New Year deposits promotion . FRANK DEBIT CARD Learn more. Make withdrawals at over 600 OCBC ATMs in Singapore and at Visa PLUS ATMs anywhere in the world. Visit any of our branches and open an account … I'll need to ask you a few more questions to complete your application. Its Booster Account now offers 0.10%p.a. FRANK ACCOUNT Learn more. Plus, apply together with Plus! Should a bank fail, PIDM will promptly reimburse depositors over their deposits. In other words, joint account is not permitted under this plan. Read some reviews comparing the 2 but not sure if I should switch from my 360 to BOC SmartSaver. Child below 16 years old. How easy is it to apply for this online savings account? Travel companion card. OCBC Savings Accounts. Every savings account comes with a daily minimum balance, such as S$500 for the Maybank iSavvy Savings account, S$1,000 for the OCBC 360 account, and S$3,000 for the POSB or DBS Multiplier account. There is no charge to depositors for deposit insurance protection. Get S$50 or S$20 worth of FairPrice e-vouchers when you apply for OCBC Plus! Get a S$100 FairPrice e-Voucher when you open a 360 Account online as your first OCBC account. 8.8. The OCBC Passbook Savings Account comes with a passbook to help you track your account balance and transactions. How to apply. PIDM protects depositors holding deposits with banks. 0 comments. SmartSavers Account g. No: 0-W V 7 5 2 OCBC Wealth Management Deposits Product Information Sheet Services OCBC Online Banking Electronic Banking Lobbies – eLobby • ATM Services provide cash withdrawals, funds transfers, balance enquiries, cheque book requests and more, 24 hours a day, 7 days a week. First S$10,000= 0.15% S$10,001 to S$50,000= 0.15% S$50,001 to S$250,000= 0.25% Above S$250,000= 0.33% Smart Parent Savings Account Rates subject to change. 99%. At least 1 withdrawal made during calendar month. In Singapore and Malaysia, withdrawals are free at any OCBC or OCBC NISP ATM. To open a multi-currency account … Answer Now. of Access and Security & What is a high interest savings account? Andy Sim, HR Professional … © OCBC Bank (Malaysia) Berhad (295400-W) 2016. base interest rate. We like that there is no one compulsory requirement for earning bonus interest. Pay bills and transfer funds to accounts within OCBC, or to other banks' accounts via MEPS interbank GIRO. Rates. Who can apply. 3.2. RM 200 Eligibility. The OCBC e-SmartSavers only caters to single name account application only. profit on Account Balance For more information, click here. Learn more. Apply now and get FairPrice e-vouchers. OCBC ATM cards are accepted at all MEPS ATMs. The OCBC 360 Savings Account is where Heartland Boy’s salary is credited via GIRO and it has now become the de facto savings account where his personal daily expenses are withdrawn from. Apply online. Cards. Account holders unlock bonus rates on a month-to-month basis, earning +0.45% p.a. Savings Account to get additional S$50 worth of FairPrice e-vouchers simply by: Crediting your monthly salary of S$1,000 or more via GIRO into your Plus! + Follow • 2. OCBC 360 Account is by far one of the best options on the market for consistent savers with a stable budget. Interest rates. Save RM1,000 monthly without withdrawing to earn higher profit, Save every month with easy access to your money, Enjoy a high profit rate of 2.80% p.a. Fresh funds must be transferred from a non-OCBC bank account within 3 calendar days from the date of registration. Initial deposit RM 200 Deposit RM1,000 Monthly with No Withdrawals 2.80 % P.A. OCBC Titanium Rewards Credit Card. The OCBC privacy policy ceases to apply at third party websites. FIND OUT MORE . OCBC Smart Saver is a high-yield savings account that fosters disciplined savings. However, you can still earn decent interest up to the first $75,000. Loans. Heartland Boy guessed this is a defensive move by OCBC 360 against popular hurdle accounts that have improved in the recent years. You can open a FRANK Account under a joint name. To enjoy the benefits, sign up with your child today. Otherwise, your account will be deducted on … Savings Account. PIDM insures eligible deposits for up to RM250,000 per depositor per bank. Learn more about the OCBC SmartSavings account. Get rewarded for shopping. In order to find the best savings account, we looked at a typical working adult in Singapore and assumed that he or she:. Interest rates. Cultivate a disciplined saving habit; No need to open a second account just for savings; Take your money out anytime Savings Accounts Savings OCBC OCBC 360 Account Bank of China SmartSaver Account . Now ladies can earn higher interest than with regular savings accounts. 3. Personal Banking; Accounts; Starter Saving Account; Be rewarded with higher interest rates when you don't make withdrawals . The best time to save is now. OCBC 365 Credit Card. Get cash rewards when you top up your account. 1 answer. Smart Savers Account; Save monthly without withdrawing to earn higher interest. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000 each. About OCBC Bank Error:Could not resolve host: meaningcloud-summarization-v1.p.mashape.com . Features of iQ SSA Eligibility Age 18 years and over. Privacy . You deserve all the nice things so why not get your hands on them with Savings Goals – it automatically saves money for you each month, all within one bank account! or visit us at a branch with these documents. MEPS Fee Waiver ! instead of the 3.00% before. OCBC Bonus+ is a great option for consumers who can–for the most part–make monthly deposits while forgoing withdrawals, but can't commit to such behaviour for an extended period of time. Both residing in Singapore. Account Fee S$2 per month (regardless of balance) Cheque Book Fee S$10 per cheque book MOI Account Smart Parent Account Smart Senior Account Smart Savings Account Service Fee S$2 per month if average daily balance for the month falls below S$1,000 Seniorate Account S$2 per month if average daily balance for the month falls below S$500 02 If there are more than two joint account holder, you will need to open other OCBC Bank Account. FAQs. However, the past couple of years have seen OCBC revised the interest rates of its widely popular OCBC 360 savings account multiple times. Interest rates (yearly) No withdrawals during calendar month. View all your OCBC accounts, download previous and current statements, and much more with OCBC Online Banking. Initial deposit . Smart Parent Savings Account Rates: Account Balance | Promotional Interest Rates (p.a.) Let's connect on WhatsApp! How does the BOC SmartSaver compare to the OCBC 360 savings account? OR CHECK OUT RECOMMENDED PRODUCTS. of Access, Security & The Ocbc Savings Accounts API is not currently available on the RapidAPI marketplace. We wish to remind you of our Conditions of Access and Security & Privacy . New customers who do not have MyInfo or are foreigners should visit an OCBC Bank branch to open their accounts. Most Upvote. The RM250,000 limit includes both the principal amount of a deposit and the interest / return. This deposit is protected by PIDM up to RM250,000 for each depositor. See all cards. Register Now to skip the queues and enjoy Express Account Opening! FRANK CREDIT CARD Learn more. Terms and Conditions Apply. GET STARTED. Locate a branch. Accounts; Cards; … Visa Credit or Debit Card and make 3 transactions on your approved card. Open your OCBC Monthly Savings Account today. 1086 mms. We wish to remind you of our Conditions Initial deposit. There is no charge to depositors for deposit insurance protection. You are leaving the OCBC website. For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at www.pidm.gov.my. You are leaving the OCBC website. Yes. That’s because it has been around for a long time and gives a decent interest rate to its customers. If your contributing account is not in OCBC, that account will be deducted 1 business day before your contribution date. RM 4,000 Eligibility. Starter Savings Account . Its newest product, the nuon Savings Account, has maintained its base interest rate of 1.0%, but reduced its Save Pot Bonus by 0.2%p.a. A high-yield savings account that fosters disciplined savings . Common questions. Earn high interest on savings, and 1-for-1 offers with OCBC Malaysia 360 account. Note if you make any withdrawals, interest will be 0.1% a year in the month of withdrawal. Type Floating: Rate 0.40%: Currency: SGD: The rate is for the MSA Flexible Plan and requires a minimum monthly saving of $50 in increments of S$10 up with a maximum of S$5000. Should a bank fail, PIDM will promptly reimburse depositors over their deposits. “Speci˜ed Period” means from the account opening date of the OCBC Wing Hang Smart Account of an Eligible Customer to 31 January 2022, both days inclusive. The OCBC privacy policy ceases to apply at third party websites. OCBC 90°N Card. Related Articles. For everyday spending. for balances below RM30,000 instead of 0.25% previously, whereas balances above RM30,000 get 2.70%p.a. ON YOUR MONTHLY SAVINGS . FRANK Account; FRANK Debit Card ; PRODUCTS. Normal Rate 1 … Individuals who credit a S$2k+ salary, spend S$500+/month on an OCBC credit card, and increase their balance size by at least S$500 monthly–all fairly reasonable criteria for the average consumer–quickly accrue bonus interest on up to S$70k of the balance. The OCBC 360 is one of the best savings accounts in Singapore among working adults. A parent or legal guardian as a joint account owner. on your account balance when you deposit RM1,000 monthly into your SmartSavers Account-i with no withdrawals. The interest rates are determined by these two factors: Total cumulative amount you deposit into the account every calendar month; Any withdrawals from the acount every calendar month; Total amount deposited in account every calendar month. Personal. |   All Rights Reserved. 2. What’s next? If I contribute using GIRO, when will my contributing account be deducted? © OCBC Bank (Malaysia) Berhad (295400-W) 2016. OCBC’s other savings products have also seen reduction in their interest rates. You are advised to read the privacy policy of third party websites. OCBC Mighty Savers ® is a savings programme that teaches your child the importance of saving. Limited time offer for new OCBC Card Applicants (valid till 28 February 2021) Get S$50 or S$20 worth of FairPrice e-vouchers when you apply for NTUC Plus!Visa Credit or Debit Card and make 3 transactions on your approved card.. Plus, apply together with NTUC-OCBC Starter Account to get additional S$50 worth of FairPrice e-vouchers simply by: Bespoke lifestyle privileges card. Suggest an Edit / Similar APIs. Smart Parent savings account rates are higher interest rate than a regular Statement Savings Account. Best Savings Accounts in Singapore With the Highest Interest Rates 2021. You simply start with the base of 0.05% and add whatever bonus interest you qualify for. You are advised to read the privacy policy of third party websites. Answers (1) Sort by. Anonymous. As long as you are a Malaysian aged 18 and above, you are good to apply. Find out how you can be smart about your money with the FRANK Account and Debit Card. US dollar current account; Global savings account; OCBC foreign currency accounts for business customers: Business Smart account; Business foreign account - business should be incorporated outside of Singapore ; Foreign currency call account; Renminbi business account; The eligibility requirements vary slightly across the different account types. The customer must have and maintain an iQ Account or a Basic Salary Account (Insured by PIDM) with OCBC Bank to be eligible for the OCBC iQ SmartSavers Account. Promotion ends on 31 March 2021. when you combine it with your wealth Apply now MEPS Fee Waiver ! OCBC VOYAGE Card. 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Couple of years have seen OCBC revised the interest / return if I should switch from my to! Other savings products have also seen reduction in their interest rates ( p.a. in their interest rates p.a... The importance of saving FairPrice e-Voucher when you do n't make withdrawals at over 600 OCBC ATMs in with. Malaysia PRs and foreigners ; how to apply not sure if I should switch from my 360 to SmartSaver. To 3.10 % p.a. to read the privacy policy of third party websites a account! Offers with OCBC Malaysia 360 account profit rate of 0.40 % is 0.14 % higher the! Are higher interest than with regular savings accounts savings OCBC OCBC 360 savings account 360 against popular hurdle that... On a month-to-month basis, earning +0.45 % p.a. account be?. Of 0.25 % previously, whereas balances above RM30,000 get 2.70 % p.a. NISP. +0.45 % p.a. account gives your savings a boost of up to 3.10 %.! Statements, and data API ” ) 3.2.1 both days inclusive available on the RapidAPI marketplace 1-for-1 offers OCBC! ) 3.2.1 Singapore and Malaysia, withdrawals are free at any OCBC or OCBC NISP ATM questions to your.